Mô tả công việc
- Cooperate actively with model providers to develop, implement, test and validate the Credit Scoring Models, include Application Scoring System, Behavior Scoring System, Collection Scoring System, Propensity Scoring System, etc.
- Apply the results of all Credit Scoring Systems to all matter of the business, if possible, to the entire consumer credit life cycle, including underwritng, x-sales and topup, debt collections, etc.
- Continuously analyze the effectiveness of models to optimize the application of all of the scoring systems to enhance credit portfolio quality and keep portfolio heathy and sustainable.
- Cooperate actively on technical level with IT and data warehouse teams.
- Provide input to Portfolio Quality Review meetings
Yêu cầu công việc
Qualification & Experience
- University Degree of Banking, Finance, Statistics, Mathemmatics, or related area.
- Min. 1 years of experience in data science related job in an credit institution maintaining retail customer data.
- Experience of risk management practices within the Vietnam banking / consumer finance industry and familiarity with credit risk exposure calculation methodologies & tools would be desirable but not essential.
Knowledge & Skills
- Good knowledge and experience in business statistics, preferaly, consumer finance industry.
- Experience in Data Profiling and Data Cleansing.
- Working knowledge of ETL technologies and associated implementation methodologies.
- Strong SQL skills to support analysis of data.
- Excellent interpersonal skills in dealing with key stakeholders.
- A track record of delivering to aggressive deadlines.
- Highly self-motivated.
- Enthusiastic in detail of data and numbers
- Fluent in English, both verbal and written
- Experience in Data Profiling and Data Cleansing --> Experience in Data Profiling and Data Cleansing,
Exploratory, Inferential Statistics, Modelling & Prediction.
- Competitive remuneration package (13th salary +annual performance bonus)
- Annual health check
- Health care program (depend on internal level)
- 15 days annual leave
- Company trip
- Working time: Mon-Fri
Quyền lợi được hưởng
- attractive compensation & annual bonus
- At MAFC, we work 5 days per week, working shift schedule & offers 15 days of Annual leave
Thông tin liên hệ
- Người liên hệ: mirae asset finance company (viet nam) ltd.
- Địa chỉ: